Loveland, CO Real Estate: A Local Guide for Buyers and Sellers
What is it like to buy a home in Loveland, Colorado? Loveland is a city of about 76,000 people between Fort Collins and Berthoud, known for its public art, its lakes and its location at the mouth of the Big Thompson Canyon on the way to Estes Park. In late October 2026, the average Loveland listing was around $680,000, but about 4 in 10 homes for sale were listed under $500,000, and about 1 in 7 was new construction. Which side of town you choose, west toward the foothills or east toward I-25 and Centerra, shapes price and home age more than the city average does.
I’m Christopher Fry, an Associate Broker with REMAX Alliance. I’ve been licensed since 2014 and have helped clients buy and sell more than 170 homes across Northern Colorado, including Loveland. Here’s what I tell buyers and sellers who are considering Loveland.
Loveland Housing Market Snapshot (October 2026)
These figures come from active MLS listings on October 28, 2026, covering single-family homes, townhomes and condos with a Loveland address.
~$305
Average list price per sq ft
~1 in 7
Active listings that are new construction
~2,270
Average finished sq ft
| Price range | Share of active Loveland listings | What you typically find |
|---|
| Under $500,000 | About 4 in 10 | Condos, townhomes, older ranch homes near downtown and some new construction |
| $500,000 to $750,000 | About 1 in 3 | Most single-family homes, from 1970s ranches to newer two-story homes on the east side |
| $750,000 to $1 million | About 1 in 10 | Larger homes, golf course and lake neighborhoods, and premium new construction |
| Over $1 million | About 1 in 8 | Lakefront homes, foothills and acreage properties west of town, and luxury builds |
Source: active MLS listings shown on this site, October 28, 2026. Some homes are listed more than once, so figures are rounded. List prices are not sale prices. Market conditions change weekly; ask me for a current sold-price analysis for your neighborhood.
Living in Loveland
Loveland grew up along the Colorado Central Railroad and was incorporated in 1881. It is named for William A.H. Loveland, the railroad’s president. Today it’s Larimer County’s second-largest city, with about 76,400 residents in the 2020 Census.
Loveland calls itself the Sweetheart City. Each year its Valentine remailing program hand-stamps a cachet and verse on more than 160,000 valentines sent from around the world. The city is also known for public art: the Benson Sculpture Garden hosts the annual Sculpture in the Park show, and sculptures line downtown streets. Lake Loveland sits in the middle of town, Boyd Lake State Park is on the east side, and Larimer County’s Devil’s Backbone Open Space and the Big Thompson Canyon are to the west. On the east side, Centerra has shopping, dining, the Medical Center of the Rockies, the Blue Arena and easy access to I-25 and US 34.
Loveland Neighborhoods at a Glance
Downtown and central Loveland
Older homes on gridded streets near downtown’s restaurants, galleries, public sculpture and the Rialto Theater, with Lake Loveland close by. Many homes are smaller and older, and prices vary a lot from block to block.
West Loveland and the foothills
Established neighborhoods toward the foothills, including the Mariana Butte golf community, plus larger lots and acreage near Devil’s Backbone. Expect a premium for views and quick access to the canyon.
Lake neighborhoods
Homes around Boyd Lake, Horseshoe Lake and the Seven Lakes area on the east side, from 1990s and 2000s subdivisions to lakefront properties. Check lake access rules, since some are private to the neighborhood.
Centerra and east Loveland
Newer master-planned neighborhoods around Centerra, including The Lakes at Centerra and Kinston, with condos, townhomes and single-family homes near shopping and I-25. Many are in metro districts, so look at the full tax bill.
New construction communities
Builders are active on the east and north edges of town in communities such as Kinston, Copper Ridge and Wilson Commons. Read my new construction buyer guide before you visit a model home.
Condos and townhomes
Loveland has a good mix of attached homes, from older complexes near downtown to newer townhomes at Centerra. Review HOA dues, reserves and rental rules carefully, since they vary widely.
Schools in Loveland
Most of Loveland is served by Thompson School District, which also serves Berthoud. Its comprehensive high schools in Loveland are Loveland High School, Mountain View High School and Thompson Valley High School, and the district also has Berthoud High School and Harold Ferguson High School. Some addresses on the north and east edges of town are in other districts, and boundaries don’t always follow city limits, so always confirm the assigned schools for a specific address with the district.
Taxes, Utilities and HOAs
Loveland is in Larimer County, so property taxes follow Larimer County mill levies, but the total still varies by neighborhood. Many newer communities, especially on the east side, are in metro districts that add to the tax bill, and many neighborhoods have HOAs with very different dues and rules. Most homes inside city limits get electricity and water from city-owned Loveland Water and Power, while some areas are served by other water districts. I pull the actual tax record, HOA documents and utility providers for every home before you write an offer. Learn more in metro districts and HOAs in Northern Colorado.
Commute and Getting Around
| From Loveland to | Typical drive |
|---|
| Fort Collins | About 20 to 25 minutes |
| Windsor | About 20 to 25 minutes |
| Greeley | About 30 to 35 minutes |
| Estes Park | About 45 minutes |
| Downtown Denver | About 50 minutes to 1 hour |
| Denver International Airport | About 50 minutes to 1 hour |
Approximate drive times without heavy traffic; your time depends on which side of Loveland you live on. The main routes are I-25 on the east side, US 287 north to Fort Collins and south to Berthoud, and US 34 east to Greeley and west to Estes Park.
What My Clients Say
“Christopher went above and beyond. Communication was more than I could have hoped for. I had multiple showings on the home I sold. Several homes within my neighborhood were also for sale at the same time yet I was the first to be under contract.”
Tammy Bowlin, bought and sold in Loveland (2025) · Google reviewKath Curtis also bought her Loveland home with me in 2021 when she relocated from Oklahoma. Read her Google review.
Read all client reviews »
Loveland Real Estate FAQ
How much does a home cost in Loveland, Colorado?
In late October 2026, active Loveland listings averaged about $680,000, or roughly $305 per square foot. About 4 in 10 listings were under $500,000, and about 1 in 8 were over $1 million. Ask for a current sold-price analysis for the neighborhood you’re considering.
What school district serves Loveland?
Most of Loveland is in Thompson School District, whose comprehensive high schools in Loveland are Loveland High School, Mountain View High School and Thompson Valley High School. Some addresses on the north and east edges of town fall in other districts, so always confirm the assigned schools for a specific address.
Is Loveland cheaper than Fort Collins?
Slightly, on average. In October 2026, Loveland listings averaged about $305 per square foot, compared with about $320 in Fort Collins, and Loveland had a similar share of homes under $500,000. See my Fort Collins real estate guide to compare.
Is there new construction in Loveland?
Yes. About 1 in 7 active Loveland listings in October 2026 was new construction, much of it on the east side of town and around Centerra. Bring your own agent on your first visit to a model home, because some builders have registration rules.
Who provides utilities in Loveland?
Most homes inside city limits get electricity and water from Loveland Water and Power, which the city owns. Some neighborhoods are served by other water districts. I confirm the providers for each home so you can estimate monthly costs.
How far is Loveland from Denver and Estes Park?
Downtown Denver is about 50 minutes to an hour by car, and Estes Park is about 45 minutes west on US 34 through the Big Thompson Canyon, depending on traffic and which side of town you start from.
More Loveland and Northern Colorado Resources
Thinking About Loveland?
Whether you’re buying your first home, moving closer to the mountains or selling, I’ll help you compare neighborhoods, HOA and tax costs, and true monthly payments before you commit.
Talk With Christopher
Call or Text 970-218-5248
Christopher Fry, Associate Broker, REMAX Alliance, 6355 N Fairgrounds Ave, Suite 100, Windsor, CO 80550. Equal Housing Opportunity. Market figures are based on active listings on the date shown and are not a guarantee of value. City facts: City of Loveland and U.S. Census Bureau. Schools: Thompson School District. Page updated October 28, 2026.
