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1333 E 4th St Unit 100, Loveland
$425,000
3 Beds ⋅ 3 Baths ⋅ 1062322 MLS ⋅ ACTIVE UNDER CONTRACT Status
Fixed 30-year rate at just 3.0% for income-qualified buyers through the AHIF First Mortgage program (up to 120% AMI, up to $400,000 loan amount)! No Metro Tax. Low HOA Fee. Private Dog-Friendly Fenced Yard. A rare opportunity for qualified owner-occupant buyers just one mile from downtown Loveland! This 3-bedroom, 2.5-bath townhome blends affordability, style, and low-maintenance living in a convenient central location close to restaurants, breweries, shops, parks, trails, and everyday amenities. The main level offers an open-concept living, dining, and kitchen layout with a half bath and attached 1-car garage, creating an easy flow for daily living and entertaining. Upstairs features three bedrooms, two full bathrooms, and convenient upper-level laundry. Quality interior finishes include white quartz kitchen countertops, tile backsplash, luxury vinyl plank flooring, and a clean modern design. Qualified buyers may also have access to two down payment assistance options to help make ownership more attainable. Colorado Roots may provide up to 10% of the purchase price, with a maximum loan amount of $50,000, for down payment, closing costs, and prepaid items. The NoCo Foundation Equity Share program may provide assistance up to 15% of the purchase price and does not require monthly principal and interest payments on the assistance loan. Paired with No Metro Tax and no mortgage insurance, this rate can mean dramatically lower, more predictable monthly payments for buyers who thought ownership near downtown Loveland was out of reach. Program eligibility: must be owner occupant, income limits are high (120% AMI), and homebuyer education class apply. Built as an efficient all-electric home, this property is designed to help keep monthly costs manageable, with the option to add a PV solar system for additional long-term energy savings. Owner-occupants only; not available to investors.

1333 E 4th St Unit 100, Loveland
1331 E 4th St Unit 100, Loveland
$425,000
3 Beds ⋅ 3 Baths ⋅ 1057482 MLS ⋅ ACTIVE Status
Down payment assistance programs when stacked are up to 20% of the purchase price, with options that may bring your own cash investment down to as little as 1% of the purchase price! Several programs may help qualified buyers get into a brand-new townhome. Colorado Roots offers up to 10% of the purchase price (max $50,000) with a no-monthly-payment equity share option. Buyers who currently live in a qualifying low-to-moderate income census tract may also qualify for the Dearfield Fund, up to 20% of the purchase price (max $50,000), also a no-monthly-payment equity share, which may be combined with Colorado Roots & together require as little as 1% cash investment. Alternatively, the NoCo Foundation Equity Share program offers up to 15% of the purchase with no required monthly payments but requires a 5% cash investment. No Metro Tax. Low HOA Fee ($180/mo). Dog-Friendly Fenced Yards. Incredible value one mile from vibrant downtown Loveland! These brand-new 4th Street townhomes offer a rare opportunity for qualified owner-occupant buyers. Program eligibility: owner-occupant, income limits apply (120% AMI for Colorado Roots and NoCo Foundation), homebuyer education class, & first-time or first-generation homebuyer status for Colorado Roots & Dearfield. Inside, this home features stylish, high-quality finishes including honed black granite countertops, tile backsplash, luxury vinyl plank flooring, and a smart, functional layout. The upper level includes 3 bedrooms, 2 full bathrooms, & upstairs laundry, while the main level offers an open living area, 1/2 bath, & attached 1-car garage. All-electric helps keep monthly costs manageable, option to add a PV solar system for greater long-term savings (optional buyer upgrade, not included). Enjoy easy access to downtown Loveland restaurants, shops, breweries, parks, trails, & community amenities. Owner-occupants only; not available to investors. Program terms are subject to approval; contact Impact Development Fund for details.

1331 E 4th St Unit 100, Loveland

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